U.S. President Donald Trump signs the sweeping spending and tax legislation, known as the “One Big Beautiful Bill Act,” at the White House in Washington, D.C., U.S., July 4, 2025. Ken Cedeno | Reuters Roth individual retirement account conversions have become a popular way for investors to reduce lifetime taxes. But for some high earners,…
Who hasn’t pondered the possibility of running out of money in retirement? It’s a pervasive undercurrent in retirement planning for millions of Americans. The fear is particularly palpable for many of those nearing and living in retirement. We all want our nest egg to last our lifetime. In his new book, “A Richer Retirement: Supercharging…
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. For decades, the 401(k) has been the gold standard of retirement planning in the U.S.—a slow-and-steady way to build wealth by investing in stocks, bonds, and mutual funds through your employer. But while that model has worked for…
According to a new Vanguard consumer survey, many Americans are unsure about how much they should save or where to start. While the survey focuses on summer savings habits, such as building up emergency funds and reducing idle cash, it also highlights a deeper issue: Widespread uncertainty surrounding financial planning. Learn More: Savings Needed To…
Private market investments could make an appearance in your 401(k) retirement plan soon, and a handful of asset managers are poised for a tailwind, according to Deutsche Bank. Earlier this week, The Wall Street Journal reported , citing people familiar with the matter, that the Trump administration is working on an executive order that would…
Senate staffers rest on the U.S. Capitol steps at sunrise as Republican lawmakers struggle to pass U.S. President Donald Trump’s sweeping spending and tax bill, on Capitol Hill in Washington, D.C., U.S., July 1, 2025. Nathan Howard | Reuters How to read this guide Follow along from start to finish, or use the table of…
If you’re not feeling great about your retirement fund, you’re not alone. Only two-thirds, or 67%, of Americans in their retirement planning years are confident about their prospects, according to Fidelity’s 2025 State of Retirement Planning report. This might appear optimistic, but it’s actually 7% less than last year. High Yield Savings Offers Powered by…
U.S. stock markets are reeling, and retirement savers are fleeing to an interest-bearing, safe corner of their 401(k) in search of safety. The major averages have been in a tailspin since President Donald Trump rolled out his ” reciprocal ” tariffs on April 2. Since then, the S & P 500 has fallen almost 10%…
Even sharp market sell-offs can have a silver lining for investors. Beyond today’s dollar losses, they may offer an opportunity to boost tax savings tomorrow. President Donald Trump’s April 2 announcement of “reciprocal” tariffs sent the major averages on a wild ride, spurring worries of stubborn inflation on one hand and heightened recession risk on…
Hinterhaus Productions | Getty Images As investors digest the latest bond market sell-off, advisors have tips about portfolio allocation amid continued market volatility. Typically, investors flock to fixed income like U.S. Treasurys when there’s economic turmoil. The opposite happened this week with a sharp sell-off of U.S. government bonds, which dropped bond prices as yields…