JAKARTA – Awareness of the importance of financial planning is slowly growing among the people of Indonesia. No longer just about saving or investing, financial protection through life insurance is starting to be seen as one of the important foundations to maintain long-term quality of life.
One of the approaches that is now being discussed a lot is life insurance which not only provides protection when risks occur, but also brings cash benefits at productive age and even to non-productive people, aka the elderly.
Unlike his old image which is considered only to function when risks occur, modern life insurance is now designed to provide dual benefits, protection as well as potential economic value in the form of annual cash funds.
This kind of need for protection arises along with the increasingly complex challenges of life, both in terms of health, economy, and other uncertainties. People, especially the financial literate middle class, are starting to consider the importance of having long-term protection foundations that remain relevant to today’s lifestyle.
Seeing this trend, PT AIA Financial together with Bank Central Asia (BCA) has life insurance products designed to answer long-term financial protection and planning needs.
A product called Whole Life Income Maksima Protection or abbreviated as HOKI, was developed as an option for life protection with additional benefits in the form of annual cash funds (living benefits) up to the age of 99 years.
“HOKI not only provides life protection, but also builds long-term economic value because the cash funds provided continue to increase,” said AIA Indonesia President Director Harsya Prasetyo in his statement to VOI. In the midst of the changing social and economic dynamics, life protection is one element that can provide peace. Not only for policy owners, but also for families they leave behind.
“HOKI not only provides life protection, but also builds long-term economic value because the cash funds provided continue to increase,” said AIA Indonesia President Director Harsya Prasetyo in his statement to VOI. In the midst of the changing social and economic dynamics, life protection is one element that can provide peace. Not only for policy owners, but also for families they leave behind.
“HOKI not only provides life protection, but also builds long-term economic value because the cash funds provided continue to increase,” said AIA Indonesia President Director Harsya Prasetyo in his statement to VOI. In the midst of the changing social and economic dynamics, life protection is one element that can provide peace. Not only for policy owners, but also for families they leave behind.
“HOKI not only provides life protection, but also builds long-term economic value because the cash funds provided continue to increase,” said AIA Indonesia President Director Harsya Prasetyo in a statement to VOI.
In the midst of changing social and economic dynamics, life protection is one element that can give peace. Not only for policy owners, but also for the families they left behind.
Haryanto T. Budiman, Director of BCA said that changing urban lifestyle and mindset have triggered increased demand for flexible and less complex protection products.
Especially for those who want to maintain a lifestyle and financial resilience in their old age without relying too much on their children or family.
“Through mental protection as well as potential annual cash funds up to the age of 99 years, we hope that this kind of protection can be an important part in supporting the wealth management strategy of customers in building long-term resilience and wealth,” he said.
“Through mental protection as well as potential annual cash funds up to the age of 99 years, we hope that this kind of protection can be an important part in supporting the wealth management strategy of customers in building long-term resilience and wealth,” he said.
“Through mental protection as well as potential annual cash funds up to the age of 99 years, we hope that this kind of protection can be an important part in supporting the wealth management strategy of customers in building long-term resilience and wealth,” he said.
“Through mental protection as well as potential annual cash funds up to the age of 99 years, we hope that this kind of protection can be an important part in supporting the wealth management strategy of customers in building long-term resilience and wealth,” he said.
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