Published on
October 3, 2025
TBCASoft and Octopus Cards Limited, beginning October 2, 2025, will enable scalable cross-border QR payments via the HIVEX Network. This will allow over 5 million Octopus cardholders seamless payments at PayPay merchants in Japan, helping to simplify travel for Hong Kong residents. This innovative mobile payment partnership will assist millions of travelers in achieving a simplified, cashless payment system for their cross-border journeys.
TBCASoft’s integration of Octopus Cards into the HIVEX Network expands cross-border mobile payments. This will encourage more cross-border mobile payment initiatives, leading to the establishment of scalable and borderless Octopus payment services throughout the Asia-Pacific region.
Enhancing Payment Accessibility Using the HIVEX Network
With TBCASoft’s collaboration with Octopus Cards, Hong Kong travelers will be provided with more efficient and economical payment solutions while visiting Japan. This service will simplify and streamline cross-border payments for over 5 million Octopus cardholders.
Thanks to this partnership, residents of Hong Kong can use their Octopus mobile wallet at PayPay merchants in Japan. They can pay, avoiding all payment issues to foreign payment systems. As the world opens up, there are more and more travelers and consumers who demand touchless payment services abroad. They want to pay without having to worry about exchange rates or foreign transaction fees.
Enhancing the User Experience
The collaboration by TBCASoft and Octopus Cards revolves around creating user-friendly and low-friction system integrations. This is achieved by streamlining business systems and policies. Using the scalable and neutral payment system that adheres to the regulations, Octopus Cards can assure users of fair and transparent rates and offer them reliable systems for pay abroad.
Octopus Cards is well-known in the Hong Kong mobile payment systems and consumer services are as a provider of mobile payment services. This partnership opens to door to Octopus Cards to tap to the mobile and touchless payment services demand of travelers crossing the border.
Through the HIVEX Network, Octopus customers will now enjoy the same easy, safe, and quick payment methods that they have come to rely on in Hong Kong, but with the added convenience of being able to use their mobile wallet in Japan. This expansion helps Octopus Cards improve its customer loyalty and appeal to a broader audience across Asia. The Impact on Cross-Border Mobile Payments. This partnership also marks a pivotal moment in the evolution of digital finance. According to TBCASoft’s Founder and CEO, the collaboration with Octopus Cards is a defining milestone for the HIVEX Network as a global infrastructure layer for mobile payments. By ensuring interoperability and scalability, the HIVEX Network is setting the stage for a more connected and efficient payment ecosystem. The partnership has the potential to transform how digital wallets interact across borders, eliminating many of the barriers that currently exist within fragmented mobile wallet ecosystems. As mobile payments continue to grow in popularity, the need for seamless integration between systems becomes crucial, and this collaboration is taking a significant step toward achieving that goal.
The Future of Mobile Payment Interoperability
The benefits for Octopus card users are just the beginning. This collaboration shows the first signs of limitless cross-border payments and international mobile wallet systems working with one another. The Octopus Card’s addition to the HIVEX Network strengthens the system’s position as one of the foremost cross-border mobile wallet services.
This initiative lays the groundwork for more integrations with other international payment systems and for expanding the HIVEX Network’s coverage. Mobile payment services have become common in many more countries, which will ease the flow of money and simplify international travel for consumers and businesses.
Conclusion: Paving the Way for Borderless Payments
This collaboration of TBCASoft with Octopus Cards is a first in many steps that will shape the future of mobile payments and digital finance. Octopus Cards are now part of the cross-border HIVEX Network, which offers Hong Kong travelers a first-of-its-kind cashless payment system while visiting Japan. The ease of mobile wallets and this new service will large travelers and will offer a robust payment system for digital cross-border payments and mobile wallets that is likely to grow exponentially for global users.
Cross-border payments are becoming more straightforward and secure. This partnership helps improve that vision. TBCASoft and Octopus Cards improve user experience and come up with solutions for international payments. They are changing the future of mobile payments and making it more accessible, clear, and convenient for all users worldwide.
