Payment processing company Shift4 Payments (NYSE:FOUR) met Wall Streets revenue expectations in Q3 CY2025, with sales up 29.4% year on year to $1.18 billion. Its non-GAAP profit of $1.47 per share was in line with analysts’ consensus estimates.
Is now the time to buy Shift4? Find out in our full research report.
Volume: $54.7 billion vs analyst estimates of $53.78 billion (25.7% year-on-year growth, 1.7% beat)Revenue: $1.18 billion vs analyst estimates of $1.18 billion (29.4% year-on-year growth, in line)Pre-tax Profit: $60.5 million (5.1% margin)Adjusted EPS: $1.47 vs analyst estimates of $1.48 (in line)Market Capitalization: $4.61 billion
Starting as a payment gateway provider in 1999 and now processing over $200 billion in annual payment volume, Shift4 Payments (NYSE:FOUR) provides integrated payment processing solutions and software that help businesses accept and manage transactions across in-store, online, and mobile channels.
Reviewing a company’s long-term sales performance reveals insights into its quality. Any business can have short-term success, but a top-tier one grows for years. Luckily, Shift4’s revenue grew at an incredible 38.6% compounded annual growth rate over the last five years. Its growth surpassed the average financials company and shows its offerings resonate with customers, a great starting point for our analysis.
Long-term growth is the most important, but within financials, a half-decade historical view may miss recent interest rate changes and market returns. Shift4’s annualized revenue growth of 27.2% over the last two years is below its five-year trend, but we still think the results suggest healthy demand.
Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, Shift4’s year-on-year revenue growth of 29.4% was excellent, and its $1.18 billion of revenue was in line with Wall Street’s estimates.
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The total number of transactions and loan originations flowing through a firm is a key driver of top-line growth. Taken together, this volume is the lifeblood of financial services companies, whether traditional banks or fintech disruptors.
