When a family member or close friend asks to borrow money, it can be hard to say no — especially if they’re in a tough spot. But personal finance expert Suze Orman wants you to pause before saying yes. “Your heart will always be screaming ‘yes,’” she writes in a recent blog post. But she…
Swaths of California are seeing housing prices drop, thanks largely to the combination of increased inventory and sky-high interest rates. Even markets that are typically somewhat immune to general trends and consistently robust — like Mountain View and San Diego — have softened over the past year. But there are still plenty of places in…
Artificial intelligence (AI) has transformed everything from customer service to research, so naturally, investors are curious whether AI can crack the code on stock market predictions. With ChatGPT’s vast knowledge base and analytical capabilities, GOBankingRates put it to the test by asking what the stock market might look like 100 days from now. Be Aware:…
Ayatollah Ali Khamenei has defined his rule and Iran’s place in the world through his hostility to Israel and the US. But the recent airstrikes on his regime’s nuclear program are intensifying scrutiny of the 86-year-old cleric. Bloomberg’s Patrick Sykes breaks down the situation. (Corrects spelling of reporter’s name in video description.) Source link
A March 2025 Empower study found that 55% of respondents felt further away from financial success than they did the previous year. While rising costs and uncertainties about the economy can make you feel out of control and unconfident about your money, you can focus on taking the right steps — and avoiding the wrong…
Shoppers push carts in Ottawa on Tuesday, June 25, 2024. (THE CANADIAN PRESS/Sean Kilpatrick) · The Canadian Press Canada’s annual inflation rate remained flat at 1.7 per cent in May, according to the latest data from Statistics Canada released Tuesday. The federal agency says a smaller price increase for rent and a decline in travel…
【彭博】– 香港在起草退市股票场外交易市场的规则，给可能持有几无价值证券的投资者弥补损失的机会。因事情未公开而不愿具名的知情人士透露，经过与市场参与者的初步磋商，香港交易所和监管机构正在研究对粉单市场的构想。知情人士称，虽然仍处于早期阶段，香港交易所以及香港证监会考虑将场外交易市场设计为“临终关怀”平台，该平台将为寻求卖出的投资者提供退出机会，不允许筹集新的资金——与美国的模式不同。估值总计超过190亿港元（24亿美元）的公司今年面临摘牌风险，原因包括由于未能公布财报或不能维持公众持股量等因素而长期停牌。面临退市风险的公司包括中国恒大等至少八家中资房企。香港交易所12月发布的市场咨询文件中，首次提到设立退市股票场外交易市场的建议。香港交易所发言人表示，港交所正在考虑设立场外交易市场的利弊，3月份咨询期结束后正在仔细评估市场反馈。香港证监会发言人称过程处于“非常早期阶段”。原文标题Hong Kong Considers New OTC Stock Market for Delisted CompaniesMore stories like this are available on b Source link
日本政府觀光局（JNTO）4月份旅客達390.9萬人次，按年增加28.5%，創單月歷史新高，當中香港旅客人數按年大增近43%至26.3萬人次，扭轉3月時的跌勢，主要受惠於復活節期間及櫻花季節。有指日本地震預言損當地旅遊業，但4月份數字未有反映該情況。 旅遊業界指出，港人仍擔心日本地震預言，料其影響會在六七月反映出來，對於今年暑假出發往日本的旅行團出團情況不樂觀，期望秋季紅葉季節能帶動港人訪日回復正常水平。 受惠新航線及復活節旺季 據日本政府觀光局數字，4月訪日的香港旅客數目達26.3萬人，按年增42.9%，該局表示，香港旅客數目上升，因新增往來香港與小松新航線、往來香港與石垣島航線，以及往來香港與關西航線，而今年清明節及復活節於4月中旬開始（去年為3月底），故4月入境旅客人次創新高。另今年首4個月訪日香港旅客數目達91.1萬人，按年增12.8%。 縱橫遊常務董事袁振寧稱，部分港人擔心日本地震預言，對前往日本旅遊較為審慎，料其影響會在六七月反映出來，對暑假日本旅行團出團數字並不樂觀，近期有見各大航空公司前往日本機票價格下跌，例如7月旅遊旺季期間，前往日本的機票價格約2000多元，按年下跌 Source link
2024年，內地旅遊總人次達56.2億，較2023年增加7.24億或14.8%；其中城鎮居民旅遊人次約43.7億，按年上升16.3%；農村居民旅遊人次12.5億，多9.9%；首季、次季、第三季、第四季旅遊人次報14.2億、13.1億、15.1億、13.8億，分別上漲16.7%、11.8%、17.2%、13.2%，旅遊市場在2023年的高基數基礎上仍然保持穩健增長。 全年出行總人次儘管只恢復至2019年的93.5%，但春節、五一、國慶等節日假期的出遊人次及花費則超越了2019年同期水平，行業全年實現收入5.75萬億元（人民幣．下同），按年增加約8400億元或17.1%，略高於2019年【圖1】。 [IMG-3992046|3992046_5aedd7144c8de2ba3de9cca63d9ea427.png|FULL-IMG] 旅遊需求強勁帶來擴張機遇 今年春節，旅遊業繼續呈現火熱態勢，居民出行意願高漲，加上首日長假提前到除夕日，大大提升了除夕當天的文旅消費熱度，全國各地主要景點客流量較前一天上升了四成多，尤其是主題樂園、人文古蹟等景點增幅最大。 據同程旅行（00780）平台數據顯示， Source link
AsiaVision / Getty Images In 1994, William Bengen coined the 4% rule, which represents the percentage of a portfolio he recommends people should withdraw in their first year of retirement. In subsequent years, Bengen advised people to recalculate how much they withdraw based on the rate of inflation. Bengen suggested that this method would help…