Johner Images | Johner Images Royalty-free | Getty Images Protect from ‘sequence of returns risk’ Stock market dips can be most harmful to portfolios during the first five years of retirement, which is the “danger zone,” according to Arnott. If you withdraw money when asset values have fallen, there are fewer funds available to capture…
Pop quiz: True or False – Social Security retirement benefits are subject to income tax just like withdrawals from a traditional IRA account. If you answered “False,” you’re smarter than more than 60% of your fellow Americans nearing retirement. In fact, if you know just about anything about how Social Security works, you’re very likely…
There are many different approaches and strategies for retirement investing that might appeal to you. But how do you tell if a certain strategy works for your situation? When evaluating different approaches, consider how each strategy is put together and determine whether it fits your individual needs, resources and risk tolerance. If you’ve ever been…