The high street lender Santander UK is to close 95 branches as part of a restructuring of its network, putting around 750 jobs at risk.
Santander said it will be left with 349 branches, down from 444 currently.
Alongside 290 full-service branches and five work cafes, the bank will change the format of some branches to include 18 which will be counter-free and 36 with reduced hours.
The branches will be closed in June.
A Santander UK spokesman said: “As customer behaviour changes, we are ensuring that our branches remain fit for the future. Our new combination … aims to provide the right balance between digital banking and face-to-face money management and guidance.
“Closing a branch is always a very difficult decision and we spend